Woodward County, OK

County

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Population

20,967

0.818% 1-year decline

US Senator

Jim Inhofe

Republican Party

US Senator

James Lankford

Republican Party

Median Age

36.3

Poverty Rate

11.6%

Median Household Income

$58,706

1.92% 1-year growth

Median Property Value

$119,500

2.85% 1-year decline

Number of Employees

9,249

0.687% 1-year decline

About

In 2018, Woodward County, OK had a population of 21k people with a median age of 36.3 and a median household income of $58,706. Between 2017 and 2018 the population of Woodward County, OK declined from 21,140 to 20,967, a -0.818% decrease and its median household income grew from $57,602 to $58,706, a 1.92% increase.

The 5 largest ethnic groups in Woodward County, OK are White (Non-Hispanic) (80.3%), White (Hispanic) (8.72%), Two+ (Non-Hispanic) (4.36%), Other (Hispanic) (3.37%), and Black or African American (Non-Hispanic) (1.36%). NaNk% of the people in Woodward County, OK speak a non-English language, and 95.2% are U.S. citizens.

The largest universities in Woodward County, OK are High Plains Technology Center (134 degrees awarded in 2017) and Woodward Beauty College (13 degrees).

The median property value in Woodward County, OK is $119,500, and the homeownership rate is 71.2%. Most people in Woodward County, OK commute by Drove Alone, and the average commute time is 16.6 minutes. The average car ownership in Woodward County, OK is 2 cars per household.

Woodward County, OK borders Dewey County, OK, Ellis County, OK, Woods County, OK, Major County, OK, and Harper County, OK.

United States Oklahoma Woodward, OK

COVID-19

Daily New Cases by Date

Showing data at the state level for Oklahoma. Hospitalization data for some states may be delayed or not reported.

This chart shows the number of COVID-19 daily new cases by date in Oklahoma, as a 7-day rolling average, compared with the four states with the most similar number of confirmed cases.

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Impact on Employment

Data is only available at the state level. Showing data for Oklahoma.

This chart shows weekly unemployment insurance claims in Oklahoma (not-seasonally adjusted) compared with the four states with the most similar impact.

The most recent data point uses Advance State Claims data, which can be revised in subsequent weeks.

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Community Mobility

Data is only available at the state level. Showing data for Oklahoma.

This chart presents movement trends over time in the state of Oklahoma across different categories of places such as retail and recreation, groceries and pharmacies, parks, transit stations, workplaces, and residential.

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Civics

In the 2016 presidential election, the popular vote in Woodward County, OK went to Donald J. Trump with 83.6% of the vote. The runner-up was Hillary Rodham Clinton (11.5%), followed by Other (4.94%). The most partisan county was Cimarron County, OK with 89.2% of the vote going to Donald J. Trump running for the Republican Party.

Jim Inhofe and James Lankford are the senators currently representing the state of Oklahoma. In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

Oklahoma is currently represented by 5 members in the U.S. house, and members of the House of Representives are elected to 2-year terms.

Presidential Popular Vote Over Time

Showing data up to the 2016 election. Updated election results are currently being processed, and will be released in the coming months.

2016 Election Results

Donald J. Trump (83.6%)
Republican Party
Hillary Rodham Clinton (11.5%)
Democratic Party
Other (4.94%)
Other Party

In the 2016 presidential election, the popular vote in Oklahoma went to Donald J. Trump with 83.6% of the vote. The runner-up was Hillary Rodham Clinton (11.5%), followed by Other (4.94%).

The following chart shows the popular vote results in Oklahoma for each registered party from 1976 to 2016.

Presidential Popular Vote by County

Presidential voting results are only available at the county level. Showing data for the counties inside of Oklahoma.

Showing data up to the 2016 election. Updated election results are currently being processed, and will be released in the coming months.

Donald J. Trump

Popular Vote for Woodward County, OK

83.6% for the Republican Party

Most Partisan Counties in Oklahoma

Cimarron County, OK
89.2% for Donald J. Trump (Republican Party)
Beaver County, OK
88.9% for Donald J. Trump (Republican Party)
Ellis County, OK
88.2% for Donald J. Trump (Republican Party)

In the 2016 presidential election, the most partisan county in Oklahoma was Cimarron County, OK with 89.2% of the vote going to Donald J. Trump running for the Republican Party.

The following map shows the counties in Oklahoma colored by their party leaning.

US Senators from Oklahoma

Senatorial voting results are only available at the state level. Showing data for Oklahoma.

Jim Inhofe

Senator from Oklahoma

Assumed office on November 16, 1994
Elected to the seat following the resignation of David Boren.

James Lankford

Senator from Oklahoma

Assumed office on January 3, 2015
Elected to the seat to succeed Tom Coburn, who had to resign at the eve of 113th United States Congress|113th Congress.

Jim Inhofe and James Lankford are the senators currently representing Oklahoma.

In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

The following chart shows elected senators in Oklahoma over time, excluding special elections, colored by their political party.

US Representatives from Oklahoma

Oklahoma is currently represented by 5 members in the U.S. house.

Members of the House of Representives are elected to 2-year terms, and the following chart shows the how the members for Oklahoma have changed over time starting in 2008.

Diversity

Woodward County, OK is home to a population of 21k people, from which 95.2% are citizens. As of 2018, 6.02% of Woodward County, OK residents were born outside of the country (1.26k people).

In 2018, there were 9.2 times more White (Non-Hispanic) residents (16.8k people) in Woodward County, OK than any other race or ethnicity. There were 1.83k White (Hispanic) and 915 Two+ (Non-Hispanic) residents, the second and third most common ethnic groups.

Race and Ethnicity

The 3 largest ethnic groups in Woodward County, OK

White (Non-Hispanic)
16.8k ± 17
White (Hispanic)
1.83k ± 295
Two+ (Non-Hispanic)
915 ± 143

12.5%

Hispanic Population

2.62k people

12.5% of the people in Woodward County, OK are hispanic (2.62k people).

The following chart shows the 7 races represented in Woodward County, OK as a share of the total population.

Heritage

Foreign-Born Population

6.02%

2018 Foreign-Born Population

1.26k people

5.15%

2017 Foreign-Born Population

1.09k people

As of 2018, 6.02% of Woodward County, OK residents (1.26k people) were born outside of the United States, which is lower than the national average of 13.7%. In 2017, the percentage of foreign-born citizens in Woodward County, OK was 5.15%, meaning that the rate has been increasing.

The following chart shows the percentage of foreign-born residents in Woodward County, OK compared to that of it's neighboring and parent geographies.

Age by Nativity

Median Native-Born Age

± 0.5

Median Foreign-Born Age

± 2.8

In 2018, the median age of all people in Woodward County, OK was 36.3. Native-born citizens, with a median age of 36, were generally younger than than foreign-born citizens, with a median age of 40. But people in Woodward County, OK are getting getting older. In 2017, the average age of all Woodward County, OK residents was 36.

Global Diversity

The PUMS dataset is not available at the County level, so we are showing data for Oklahoma.

Most Common Origin

Mexico
107,425 ± 7,935 people
Vietnam
15,408 ± 3,041 people
India
7,989 ± 2,192 people

In 2017, the most common birthplace for the foreign-born residents of Oklahoma was Mexico, the natal country of 107,425 Oklahoma residents, followed by Vietnam with 15,408 and India with 7,989.

Citizenship

95.2%

2018 Citizenship

95.7%

2017 Citizenship

As of 2018, 95.2% of Woodward County, OK residents were US citizens, which is higher than the national average of 93.2%. In 2017, the percentage of US citizens in Woodward County, OK was 95.7%, meaning that the rate of citizenship has been decreasing.

The following chart shows US citizenship percentages in Woodward County, OK compared to that of it's neighboring and parent geographies.

Military

Veterans

Most Common Service Period

Vietnam
321 ± 95
Gulf War (2001-)
318 ± 114
Gulf War (1990s)
139 ± 67

Woodward County, OK has a large population of military personnel who served in Vietnam, 1.01 times greater than any other conflict.

Economy

Median household income in Woodward County, OK is $58,706. In 2018, the tract with the highest Median Household Income in Woodward County, OK was Census Tract 9532 with a value of $74,063, followed by Census Tract 9531 and Census Tract 9535, with respective values of $63,185 and $56,094.

Males in Oklahoma have an average income that is 1.44 times higher than the average income of females, which is $39,687. The income inequality in Oklahoma (measured using the Gini index) is 0.455, which is lower than than the national average.

The economy of Woodward County, OK employs 9.25k people. The largest industries in Woodward County, OK are Mining, Quarrying, & Oil & Gas Extraction (1,438 people), Retail Trade (1,367 people), and Accommodation & Food Services (839 people), and the highest paying industries are Utilities ($75,104), Transportation & Warehousing, & Utilities ($62,250), and Transportation & Warehousing ($59,318).

Wages

Median Household Income

$58,706

2018 value

± $3,782

1.92%

1 Year Growth

± 9.4%

Households in Woodward County, OK have a median annual income of $58,706, which is less than the median annual income of $61,937 across the entire United States. This is in comparison to a median income of $57,602 in 2017, which represents a 1.92% annual growth.

The following chart shows how the median household income in Woodward County, OK compares to that of its neighboring and parent geographies.

Wage by Gender in Common Jobs

The PUMS dataset is not available at the County level, so we are showing data for Oklahoma.

$57,090

Average Male Salary in Oklahoma

± $1,576

$39,687

Average Female Salary in Oklahoma

± $1,128

In 2017, full-time male employees in Oklahoma made 1.44 times more than female employees.

This chart shows the gender-based wage disparity in the 5 most common occupations in Oklahoma by number of full-time employees.

Wage by Race and Ethnicity in Common Jobs

The PUMS dataset is not available at the County level, so we are showing data for Oklahoma.

Highest Average Salaries by Race & Ethnicity in Oklahoma

White
$46,109 ± $1,108
Native Hawaiian and Other Pacific Islander
$44,605 ± $18,568
Asian
$44,604 ± $6,576

In 2017 the highest paid race/ethnicity of Oklahoma workers was White. These workers were paid 1.03 times more than Native Hawaiian and Other Pacific Islander workers, who made the second highest salary of any race/ethnicity in Oklahoma.

This chart shows the race- and ethnicity-based wage disparities in the 5 most common occupations in Oklahoma by number of full-time employees.

Wage Distribution

The closest comparable wage GINI for Woodward County, OK is from Oklahoma.

0.455

2017 Wage GINI in Oklahoma

0.455

2016 Wage GINI in Oklahoma

In 2017, the income inequality in Oklahoma was 0.455 according to the GINI calculation of the wage distribution. Income inequality had a 0.0213% growth from 2016 to 2017, which means that wage distribution grew somewhat less even. The GINI for Oklahoma was lower than than the national average of 0.479. In other words, wages are distributed more evenly in Oklahoma in comparison to the national average.

This chart shows the number of workers in Oklahoma across various wage buckets compared to the national average.

Income by Location

Use the dropdown to filter by race/ethnicity.

Highest Median Household Income (Total)

Census Tract 9532
Census Tract 9531
Census Tract 9535

In 2018, the tract with the highest Median Household Income (Total) in Woodward County, OK was Census Tract 9532 with a value of $74,063, followed by Census Tract 9531 and Census Tract 9535, with respective values of $63,185 and $56,094.

The following map shows all of the tracts in Woodward County, OK colored by their Median Household Income (Total).

Poverty by Age and Gender

Females 25 - 34

Largest Demographic Living in Poverty

11.6% of the population for whom poverty status is determined in Woodward County, OK (2.3k out of 19.9k people) live below the poverty line, a number that is lower than the national average of 13.1%. The largest demographic living in poverty are Females 25 - 34, followed by Males < 5 and then Females 18 - 24.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

Poverty by Race and Ethnicity

Largest Race or Ethnicity Living in Poverty

White
2,171 ± 318
Hispanic
570 ± 206
Two Or More
88 ± 108

The most common racial or ethnic group living below the poverty line in Woodward County, OK is White, followed by Hispanic and Two Or More.

Occupations

Employment by Occupations

9.25k

2018 Value

± 606

-0.687%

1 Year decline

± 9.35%

From 2017 to 2018, employment in Woodward County, OK declined at a rate of -0.687%, from 9.31k employees to 9.25k employees.

The most common job groups, by number of people living in Woodward County, OK, are Sales & Related Occupations (1,074 people), Office & Administrative Support Occupations (1,023 people), and Construction & Extraction Occupations (1,023 people). This chart illustrates the share breakdown of the primary jobs held by residents of Woodward County, OK.

Most Common

The most common jobs held by residents of Woodward County, OK, by number of employees, are Sales & Related Occupations (1,074 people), Office & Administrative Support Occupations (1,023 people), and Construction & Extraction Occupations (1,023 people).

Most Specialized

Compared to other counties, Woodward County, OK has an unusually high number of residents working as Construction & Extraction Occupations (2.2 times higher than expected), Farming, Fishing, & Forestry Occupations (2.19 times), and Transportation Occupations (1.98 times).

Highest Paid

The highest paid jobs held by residents of Woodward County, OK, by median earnings, are Architecture & Engineering Occupations ($89,653), Computer, Engineering, & Science Occupations ($72,813), and Law Enforcement Workers Including Supervisors ($57,500).

Industries

Employment by Industries

9.25k

2018 Value

± 606

-0.687%

1 Year decline

± 9.35%

From 2017 to 2018, employment in Woodward County, OK declined at a rate of -0.687%, from 9.31k employees to 9.25k employees.

The most common employment sectors for those who live in Woodward County, OK, are Mining, Quarrying, & Oil & Gas Extraction (1,438 people), Retail Trade (1,367 people), and Accommodation & Food Services (839 people). This chart shows the share breakdown of the primary industries for residents of Woodward County, OK, though some of these residents may live in Woodward County, OK and work somewhere else. Census data is tagged to a residential address, not a work address.

Most Common

The most common industries in Woodward County, OK, by number of employees, are Mining, Quarrying, & Oil & Gas Extraction (1,438 people), Retail Trade (1,367 people), and Accommodation & Food Services (839 people).

Most Specialized

Compared to other counties, Woodward County, OK has an unusually high number of Mining, Quarrying, & Oil & Gas Extraction (29.7 times higher than expected), Agriculture, Forestry, Fishing & Hunting (2.85 times), and Utilities (2.55 times) industries.

Highest Paying

The highest paying industries in Woodward County, OK, by median earnings, are Utilities ($75,104), Transportation & Warehousing, & Utilities ($62,250), and Transportation & Warehousing ($59,318).

Domestic Trade

Domestic Production & Consumption

Domestic production and consumption consists of products and services shipped from Oklahoma to other states, or from other states to Oklahoma.

Top Domestic Production in Dollars

Coal-n.e.c.
$52.4B
Fuel oils
$21.4B
Gasoline
$19.2B

In 2015, the top outbound Oklahoma product (by dollars) was Coal-n.e.c. with $52.4B, followed by Fuel oils ($21.4B) and Gasoline ($19.2B).

The following chart shows the share of these products in relation to all outbound Oklahoma products.

Domestic Trade Growth

Showing data for Oklahoma.

$220B

2015 Value in Oklahoma

$309B

Projected 2045 Value in Oklahoma

40.6% growth

In 2015, total outbound Oklahoma trade was $220B. This is expected to increase 40.6% to $309B by 2045.

The following chart shows how the domestic outbound Oklahoma trade is projected to change in comparison to its neighboring states.

Interstate Trade

Interstate trade consists of products and services shipped from Oklahoma to other states, or from other states to Oklahoma.

Most Common Trade Partners

Texas
$40.8B
Kansas
$19.3B
Arkansas
$7.03B

In 2015, the top outbound Oklahoma domestic partner for goods and services (by dollars) was Texas with $40.8B, followed by Kansas with $19.3B and Arkansas and $7.03B.

The following map shows the amount of trade that Oklahoma shares with each state (excluding itself).

Education

In 2017, universities in Woodward County, OK awarded 147 degrees. The student population of Woodward County, OK is skewed towards women, with 157 male students and 162 female students.

Most students graduating from Universities in Woodward County, OK are White (112 and 76.2%), followed by Hispanic or Latino (25 and 17%), Two or More Races (5 and 3.4%), and American Indian or Alaska Native (3 and 2.04%).

The largest universities in Woodward County, OK by number of degrees awarded are High Plains Technology Center (134 and 91.2%) and Woodward Beauty College (13 and 8.84%).

The most popular majors in Woodward County, OK are Licensed Practical & Vocational Nurse Training (20 and 13.6%), General Marketing & Marketing Management (13 and 8.84%), and Photographic & Video Technology (11 and 7.48%).

The median tuition costs in Woodward County, OK are $N/A for private four year colleges, and $N/A and $N/A respectively, for public four year colleges for in-state students and out-of-state students.

Concentrations

Most Common

Photographic & Video Technology
11 degree-majorss awarded
General Cosmetology
11 degree-majorss awarded
Automobile Mechanics Technology
10 degree-majorss awarded

In 2015, the most common concentation for 1 to 2 Year Postsecondary Certificate recipients in Woodward County, OK was Photographic & Video Technology with 11 degree-majorss awarded.

This visualization illustrates the percentage of students graduating with a 1 to 2 Year Postsecondary Certificate from schools in Woodward County, OK according to their major.

Universities

Largest Universities by degrees awarded

High Plains Technology Center
134 degrees awarded
Woodward Beauty College
13 degrees awarded

$N/A

Median In-State Public

$N/A

Median Private

In 2017, the Woodward County, OK institution with the largest number of graduating students was High Plains Technology Center with 134 degrees awarded.

Student Gender for Common Institutions

Degrees Awarded to Men

Degrees Awarded to Women

In 2017, 60 men were awarded degrees from institutions in Woodward County, OK, which is 0.69 times less than the 87 female students who received degrees in the same year.

This chart displays the gender disparity between the institutions in Woodward County, OK by degrees awarded.

Student Race and Ethnicity

Most Common Student Race or Ethnicity

White
112 degrees awarded
Hispanic or Latino
25 degrees awarded
Two or More Races
5 degrees awarded

In 2017 the majority of degrees awarded at institutions in Woodward County, OK were to White students. These 112 degrees mean that there were 4.48 times more White students then the next closest race/ethnicity group, Hispanic or Latino, with 25 degrees awarded.

Housing & Living

The median property value in Woodward County, OK was $119,500 in 2018, which is 0.52 times smaller than the national average of $229,700. Between 2017 and 2018 the median property value increased from $123,000 to $119,500, a 2.85% decrease. The homeownership rate in Woodward County, OK is 71.2%, which is higher than the national average of 63.9%. People in Woodward County, OK have an average commute time of 16.6 minutes, and they commute by Drove Alone. Car ownership in Woodward County, OK is approximately the same as the national average, with an average of 2 cars per household.

Housing

Property Value

$119,500

2018 Median

± $7,574

$123,000

2017 Median

± $8,842

In 2018, the median property value in Woodward County, OK declined from to $119,500 from the previous year's value of $123,000.

The following charts display, first, the property values in Woodward County, OK compared to it's parent and neighbor geographies and, second, owner-occupied housing units distributed between a series of property value buckets compared to the national averages for each bucket. In Woodward County, OK the largest share of households have a property value in the N/A range.

Household Income

Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.

$58,706

Median Household Income

± $3,782

7.26k

Number of Households

± 522

In 2018, the median household income of the 7.26k households in Woodward County, OK grew to $58,706 from the previous year's value of $57,602.

The following chart displays the households in Woodward County, OK distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $75k - $100k range.

Property Taxes

< $800

Average Range

This chart shows the households in Woodward County, OK distributed between a series of property tax buckets compared to the national averages for each bucket. In Woodward County, OK the largest share of households pay taxes in the < $800 range.

Rent vs Own

71.2%

2018 Homeownership

71.6%

2017 Homeownership

In 2018, 71.2% of the housing units in Woodward County, OK were occupied by their owner. This percentage declined from the previous year's rate of 71.6%.

This percentage of owner-occupation is higher than the national average of 63.9%. This chart shows the ownership percentage in Woodward County, OK compared it's parent and neighboring geographies.

Commute Time

16.6 minutes

Average Travel Time

Using averages, employees in Woodward County, OK have a shorter commute time (16.6 minutes) than the normal US worker (25.3 minutes). Additionally, 2.39% of the workforce in Woodward County, OK have "super commutes" in excess of 90 minutes.

The chart below shows how the median household income in Woodward County, OK compares to that of it's neighboring and parent geographies.

Commuter Transportation

Most Common Method of Travel

Drove Alone
85.4%
Carpooled
9.37%
Worked At Home
2.47%

In 2018, the most common method of travel for workers in Woodward County, OK was Drove Alone (85.4%), followed by those who Carpooled (9.37%) and those who Worked At Home (2.47%).

The following chart shows the number of households using each mode of transportation over time, using a logarithmic scale on the y-axis to help better show variations in the smaller means of commuting.

Transportation

Car Ownership

2 cars

Average Number

The following chart displays the households in Woodward County, OK distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in Woodward County, OK have 2 cars, followed by 3 cars.

Health

89.1% of the population of Woodward County, OK has health coverage, with 50.5% on employee plans, 13.2% on Medicaid, 12.7% on Medicare, 11.5% on non-group plans, and 1.19% on military or VA plans.

Per capita personal health care spending in Oklahoma was $7,627 in 2014. This is a 4.58% increase from the previous year ($7,293).

Primary care physicians in Woodward County, OK see 2156 patients per year on average, which represents a 0.139% increase from the previous year (2153 patients). Compare this to dentists who see 1892 patients per year, and mental health providers who see 274 patients per year.

Comparing across all counties in the state, Ottawa County and Pushmataha County have the highest prevalence of diabetes (16.2%). Additionally, Adair County has the highest prevalence of adult obesity (41.9%)

Patient to Clinician Ratios

2,156 to 1

Patient to Primary Care Physician Ratio in Woodward County, OK

Primary care physicians in Woodward County, OK see an average of 2,156 patients per year. This represents a 0.139% increase from the previous year (2,153 patients).

The following chart shows how the number of patients seen by primary care physicians has been changing over time in Woodward County, OK in comparison to its neighboring geographies.

Behavioral Health Conditions

Data only available at the state level.

State with the Highest Prevalence

West Virginia
8.26% of the population affected
Arkansas
8.13% of the population affected
New Hampshire
7.98% of the population affected

In 2016, West Virginia had the highest prevalence of adults with major depressive episode, with 8.26% of the population affected. The second highest is Arkansas (8.13%), followed by New Hampshire (7.98%).

The following map shows the percent of individuals with major depressive episode by state over multiple years.

Social Needs

Data only available at the state level.

Most prevalent states

California
35,798 individuals
New York
5,087 individuals
Florida
4,915 individuals

In 2017, California had the highest estimated number of chronically homeless individuals in the nation, at 35,798. New York has the second highest (5,087), followed by Florida (4,915).

The following map shows the estimated number of chronically homeless individuals by state over multiple years.

Access and Quality

Data only available at state level.

Most prevalent states

Mississippi
19.2% of adults
Texas
17.9% of adults
Louisiana
17.6% of adults

In 2016, Mississippi had the highest prevalence of adults who haven't seen a doctor in the past 12 months due to cost, at 19.2%. It is followed by Texas (17.9%) and Louisiana (17.6%).

The following map shows the prevalence of adults who haven't seen a doctor in the past 12 months due to cost by state over multiple years.

Health Care Spending

Data is only available at the state level. Showing data for Oklahoma.

$7,627

Total Per Capita Spending on Personal Health Care in Oklahoma

$3,878

Per Enrollee Private Health Insurance Spending on Personal Health Care

$6,529

Per Enrollee Medicaid Spending on Personal Health Care

$10,429

Per Enrollee Medicare Spending on Personal Health Care

Between 2013 and 2014, all personal health care spending per capita in Oklahoma (including private, Medicare, and Medicaid) grew 4.58%, from $7,293 to $7,627.

The following chart shows how this spending changed over time in comparison to Medicaid, Medicare, and private insurance spending, per enrollee.

Health Care Coverage

10.9%

Uninsured

50.5%

Employer Coverage

13.2%

Medicaid

12.7%

Medicare

11.5%

Non-Group

1.19%

Military or VA

Between 2017 and 2018, the percent of uninsured citizens in Woodward County, OK declined by 1.32% from 11% to 10.9%.

The following chart shows how the percent of uninsured individuals in Woodward County, OK changed over time compared with the percent of individuals enrolled in various types of health insurance.